About Us.

                 Michael R Holt

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Michael is a founder of Holt Financials, a financial coaching service dedicated to helping individuals, families & businesses take control of their finances and achieve long-term financial stability. With a diverse background as a sales representative and a swim instructor, Michael has honed his skills in communication, goal-setting, and personalized coaching, enabling clients to make informed financial decisions.

Born in Springfield, Missouri, and raised in Prescott, Arizona, Michael brings a unique perspective shaped by experiences across different regions, including Washington State & now Katy, Texas. Michael is Passionate about personal finance, he has turned his expertise into a mission: guiding others to financial freedom through customized budgeting, debt management, and wealth-building strategies.

When not working with clients, Michael enjoys spending time with family, traveling, playing tennis, trying new restaurants & indulging in a love for candles. His approachable nature and dedication to client success make him a trusted partner in financial wellness.

                         Race J Holt

Race is a dedicated financial coach with a well-rounded background in sales, home health, and finance. With experience living in Arizona, Texas, Maryland, and Massachusetts, Race brings a broad understanding of personal finance and a commitment to helping clients navigate financial challenges.

Before founding their financial coaching company, Race worked as a sales representative and in home health, roles that sharpened his interpersonal skills and deepened his passion for helping others. This diverse experience, coupled with financial expertise, allows Race to connect with clients from all walks of life and offer personalized, effective solutions tailored to their unique needs.

Combining strategic thinking, honed from years of professional experience, and a personal love for chess and tennis, Race approaches financial planning with both logic and creativity. As an avid reader, he stays informed on the latest trends and best practices in the financial industry, ensuring clients receive up-to-date advice.

Whether you're looking to budget more effectively, reduce debt, or plan for long-term financial security, Race is dedicated to guiding you on the path to financial success.